v47

latestOpenAPI 3.1.0raw.githubusercontent.com2026-05-012382333.4 MB

Sandbox: Submit a Wire Transfer

Simulates the submission of a Wire Transfer to the Federal Reserve. This transfer must first have a status of pending_approval or pending_creating.

post/simulations/wire_transfers/{wire_transfer_id}/submit

Path parameters

wire_transfer_idstring required

The identifier of the Wire Transfer you wish to submit.

Response

Wire Transfer

account_idstring required

The Account to which the transfer belongs.

account_numberstring required

The destination account number.

amountinteger required

The transfer amount in USD cents.

created_atstring date-time required

The ISO 8601 date and time at which the transfer was created.

currency'USD' required

The ISO 4217 code for the transfer's currency. For wire transfers this is always equal to usd.

external_account_idstring nullable required

The identifier of the External Account the transfer was made to, if any.

idstring required

The wire transfer's identifier.

idempotency_keystring nullable required

The idempotency key you chose for this object. This value is unique across Increase and is used to ensure that a request is only processed once. Learn more about idempotency.

inbound_wire_drawdown_request_idstring nullable required

The ID of an Inbound Wire Drawdown Request in response to which this transfer was sent.

network'wire' required

The transfer's network.

pending_transaction_idstring nullable required

The ID for the pending transaction representing the transfer. A pending transaction is created when the transfer requires approval by someone else in your organization.

routing_numberstring required

The American Bankers' Association (ABA) Routing Transit Number (RTN).

source_account_number_idstring nullable required

The Account Number that was passed to the wire's recipient.

The lifecycle status of the transfer.

transaction_idstring nullable required

The ID for the transaction funding the transfer.

type'wire_transfer' required

A constant representing the object's type. For this resource it will always be wire_transfer.

unique_end_to_end_transaction_referencestring nullable required

The unique end-to-end transaction reference (UETR) of the transfer.

Example response

{
  "account_id": "account_in71c4amph0vgo2qllky",
  "account_number": "987654321",
  "amount": 100,
  "approval": {
    "approved_at": "2020-01-31T23:59:59Z",
    "approved_by": null
  },
  "cancellation": null,
  "created_at": "2020-01-31T23:59:59Z",
  "created_by": {
    "category": "user",
    "user": {
      "email": "user@example.com"
    }
  },
  "creditor": {
    "address": {
      "unstructured": {
        "line1": "33 Liberty Street",
        "line2": null,
        "line3": null
      }
    },
    "name": "National Phonograph Company"
  },
  "currency": "USD",
  "debtor": null,
  "external_account_id": "external_account_ukk55lr923a3ac0pp7iv",
  "id": "wire_transfer_5akynk7dqsq25qwk9q2u",
  "idempotency_key": null,
  "inbound_wire_drawdown_request_id": null,
  "network": "wire",
  "pending_transaction_id": null,
  "remittance": {
    "category": "unstructured",
    "unstructured": {
      "message": "Invoice 29582"
    }
  },
  "reversal": null,
  "routing_number": "101050001",
  "source_account_number_id": null,
  "status": "complete",
  "submission": null,
  "transaction_id": "transaction_uyrp7fld2ium70oa7oi",
  "type": "wire_transfer",
  "unique_end_to_end_transaction_reference": null
}