v2

latestSwagger 2.02026-08-0610101.9 MB

Bank account restrictions

Apply bank account restriction

Applies a restriction to a bank account.

Code	Description
customer-request	Account holder requested temporary restriction pending further instruction.
deceased	Account holder confirmed deceased. Restricted pending estate administration.
dormant	Account inactive for 2+ years (no customer-initiated transactions).
fraud-1st-party	Account holder is suspected perpetrator committing fraud against Griffin or third parties.
fraud-3rd-party	Account holder is victim of account takeover by unauthorised party.
fraud-app-perpetrator	Account holder is perpetrator receiving fraudulent payments from victims.
fraud-app-victim	Account holder is victim tricked into authorising payments to a fraudulent recipient.
law-enforcement	Restricted following law enforcement request, court order, or legal obligation.
money-laundering	Suspected money laundering detected. Restricted pending investigation.
other	Restriction applied for reasons not covered by standard categories.
risk-appetite	Account activity exceeds risk appetite thresholds. Restricted pending review.
sanctions	Account holder or associated party identified on a sanctions list. Restricted pending investigation.
terrorist-financing	Suspected terrorist financing. Restricted pending investigation.

Code	Description
suspected	Restriction due to suspicion of offence. No formal charges filed.
formal-charge-filed	Customer formally charged with an offence. Legal proceedings active.
conviction-confirmed	Customer convicted. Deposits connected with the conviction are ineligible for FSCS compensation.
not-applicable	Legal status not relevant (e.g. customer requests, dormant accounts).

post/v0/bank/accounts/{bank-account-id}/restrictions

bank-account-idstring required

restriction-type'block' | 'freeze' required

restriction-legal-status'not-applicable' | 'conviction-confirmed' | 'formal-charge-filed' | 'suspected' required

notesstring required

Created

created-atstring date-time required

ISO 8601 formatted date-time.

{
  "restriction-applied-by": {
    "user-url": "/v0/users/ur.ICAgICAgICAgdXNlci1pZA",
    "user-username": "user@example.com"
  }
}