---
title: "OD Eligibility Check"
method: GET
path: "/programs/{programCode}/accounts/{accountIdentifier}/odEligibilities"
tags: ["Account"]
---

# OD Eligibility Check

`GET /programs/{programCode}/accounts/{accountIdentifier}/odEligibilities`

Performs an overdraft eligibility check for the specified account based on the inquiry date.

## Path parameters

- `programCode` string, required
- `accountIdentifier` string, required

## Headers

- `X-GD-RequestId` string, required

## Response `200`

OK

- OdEligibilityCheckResponse — Represents the response for an overdraft eligibility check operation.
  - `qualifiedTier` integer — The qualified overdraft tier for the account or user.
  - `overdraftCushionLimit` string, nullable — The overdraft cushion limit as a string (typically a currency value).
  - `currentTier` integer, nullable — The current overdraft tier, if available.
  - `isSuspend` boolean, nullable — Indicates whether the overdraft feature is currently suspended.
  - `overdraftFeatureConditions` OverdraftFeatureConfiguration[], nullable — The list of overdraft feature conditions and configurations.
    - `feature` 'Od1' | 'Od2' | 'Od3' | 'Od4' | 'Od5' | 'Od6' — The type of overdraft feature (e.g., Od1, Od2, Od3).
    - `overdraftCondition` OverdraftCondition — Represents the eligibility conditions required for an overdraft feature.
      - `periodDays` integer — The number of days in the evaluation period for eligibility (e.g., 30 days).
      - `ddCount` integer — The required number of direct deposits within the evaluation period.
      - `totalDDAmount` number, double — The total direct deposit amount required within the evaluation period.
    - `overdraftFee` OverdraftFee — Represents details about an overdraft fee.
      - `feeamount` number, double — The amount of the overdraft fee.
      - `graceperiodinhour` integer — The grace period for the overdraft fee, in hours.
    - `cushionLimit` number, double — The cushion limit amount for overdraft protection, typically expressed in the account's currency.
  - `responseDetails` ResponseDetail[], nullable — Required: A list of response details providing status codes, descriptions, and additional information about the result of the operation.
    - `code` integer — The primary status or error code for the response (e.g., 200 for success, 400 for validation error).
    - `subCode` integer, nullable — An optional subcode providing more granular detail about the response or error.
    - `description` string, nullable — A human-readable description of the response, error, or status.
    - `url` string, nullable — A URL linking to documentation or a web page with more information about the response code.

## Other responses

- `401` — Unauthorized
- `403` — Forbidden
- `500` — Internal Server Error
- `503` — Service Unavailable

---

[API](https://skmtc.net/greendot/apis/baas-apis.md) · [All operations](https://skmtc.net/greendot/apis/baas-apis/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/greendot/baas-apis/versions/666553766b78/schema)