---
title: "Create a Virtual Card"
method: POST
path: "/api/v1/cards/virtual"
tags: ["Card Management"]
---

# Create a Virtual Card

`POST /api/v1/cards/virtual`

Creates a virtual card without requiring a Card Order.
Virtual cards are free and activated immediately.
No shipping address or payment validation is required.

**Card Limits**: Users can have a maximum of 5 active cards (physical + virtual combined).
Active cards exclude voided, lost, and stolen cards.

## Response `201`

Virtual card created successfully

- object
  - `cardId` string

## Other responses

- `401` — Unauthorized Error
- `409` — User already has a card or card order in progress
- `422` — Unprocessable Entity - User validation failed. Possible reasons: - User has reached the maximum number of active cards (5) - User needs to complete KYC successfully - User's source of funds is not completed - User has incompatible risk score - User does not have a verified phone number - User's name is not set or contains invalid characters - User's address is not set - User's country is not supported - Could not create virtual card due to safe misconfiguration
- `500` — Internal server error

---

[API](https://skmtc.net/gnosispay/apis/gnosispay-api.md) · [All operations](https://skmtc.net/gnosispay/apis/gnosispay-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/gnosispay/gnosispay-api/versions/e0a09962c187/schema)