v1

latestOpenAPI 3.1.02026-07-22191956.7 KB

Quotes

Get a quote

Re-fetch a quote, e.g. after a quote.finalized webhook moves it from in_review to ready.

get/groups/{groupId}/quotes/{quoteId}

Path parameters

groupIdstring required

Group ID, e.g. grp_8c2f41d09a3e.

quoteIdstring required

Quote ID, e.g. qt_5b9e2c7f10ad.

Response

The quote.

idstring required

groupIdstring required

mode'test' | 'live' required

status'ready' | 'in_review' | 'expired' required

ready for most groups (synchronous). Groups above the in-review employee threshold (default 200) return in_review and are finalized by Prescience underwriting; listen for the quote.finalized webhook.

pricingBasis'indicative' required

Always indicative: rates are indicative pending underwriting confirmation and bind only at enrollment plus underwriting sign-off.

planYearStartDatestring date required

expiresAtstring date-time required

Expiry is configuration-driven; the default window is 30 days after creation. Enrolling against an expired quote returns 410 quote_expired.

assumptionsstring[] required

createdAtstring date-time required

Example response

{
  "id": "qt_5b9e2c7f10ad",
  "groupId": "grp_8c2f41d09a3e",
  "plan": {
    "id": "diamond",
    "name": "Prescience Diamond"
  },
  "planYearStartDate": "2026-09-01",
  "census": {
    "employees": 12,
    "coveredLives": 19
  },
  "monthly": {
    "totalCents": 660096,
    "pepmCents": 55008
  },
  "annual": {
    "totalCents": 7921152
  },
  "comparison": {
    "priorPepmCents": 80000,
    "savingsMonthlyCents": 299904,
    "savingsAnnualCents": 3598848,
    "savingsPct": 31
  },
  "fundingBreakdown": {
    "expectedClaimsPct": 78,
    "stopLossPct": 12,
    "careNavigationPct": 10
  }
}