---
title: "POST /eligibility/borrower"
method: POST
path: "/eligibility/borrower"
tags: ["Eligibility and credit limit"]
---

# POST /eligibility/borrower

`POST /eligibility/borrower`

<div>
<h3>Ask for the pre-eligibility of a borrower.</h3>

<p>It should be interpreted the following way:</p>
<ul>
<li>when <code>is_eligible</code> is <code>false</code>
  and <code>reasons</code> is <code>null</code> or <code>[]</code>
  it means the borrower **might** be eligible.
  This will depend on his financials and will be evaluated after
  you share data with the <code>/business/data/XXX</code> endpoints.
</li>
<li>when <code>is_eligible</code> is <code>true</code>, the borrower is eligible. However, we recommend
  you to share the data you have with the <code>/business/data/XXX</code> endpoints in order to have a more
  accurate (likely higher) eligible amount.
</li>
<li>when <code>is_eligible</code> is <code>false</code> and all items of <code>reasons</code> are in:
  [OUTDATED_DATA, KYB_STATUS] this means the borrower might be eligible depending on his financing,
  and we are expecting him to perform a few actions prior to requesting loan. Once you register the
  borrower, this will be represented by the borrower's status.
</li>
</ul>
</div>

## Request body

- APIBorrowerEligibility
  - `identifier` string, required — Legal identifier of the business, such as its SIRET or SIREN in France. Must not contain spaces.
  - `identifier_type` 'belgium_registration_number' | 'bsn' | 'cif' | 'hr_nummer' | 'kvk' | 'name' | 'nif' | 'siren' | 'siret' | 'steuernummer' | 'vat_number', required — Type of legal business identifier of the business, such as the SIRET in France.

## Response `200`

OK

---

[API](https://skmtc.net/getdefacto/apis/api-reference.md) · [All operations](https://skmtc.net/getdefacto/apis/api-reference/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/getdefacto/api-reference/revisions/0a9c1f8784f2/schema)