---
title: "POST /borrower/{borrower_id}/repayment-methods"
method: POST
path: "/borrower/{borrower_id}/repayment-methods"
tags: ["Onboarding"]
---

# POST /borrower/{borrower_id}/repayment-methods

`POST /borrower/{borrower_id}/repayment-methods`

<div>
<h3>Add and/or choose the repayment method for borrower.</h3>

<p>If payment method is "DIRECT_DEBIT" then the `account` parameter must not be null.</p>

<p>
If `is_default_repayment_method` is true, then the repayment method becomes the borrower's default
repayment method so that upcmoing loan requests will use this payment method and account as a default.
<br/>
<br/>
<i>
Please note: that the account defined in the `loan_to` attribute of created loans is left
unchanged. If you want to change the destination account of a loan, you must cancel it and
request a new loan.
</i>
</p>
<p>
If `apply_to_all_active_loans` is true, then the repayment method is used for upcoming payments of
all loans that are in TO_REPAY or TO_REPAY_FEES statuses.
</p>
</div>

## Path parameters

- `borrower_id` string, required

## Request body

- ApiPostRepaymentMethod
  - `apply_to_all_active_loans` boolean, required — Use this account to repay active loans.
  - `from_account` PublicApiAccountNumber
    - `account_number` string, required — The account identifier. Only IBANs are supported at the moment.
    - `account_number_type` 'iban' — The type of account number (e.g. IBAN).
    - `bank_identifier` string, nullable — The identifier of the bank.
    - `bank_identifier_type` 'bic' — The type of bank identifier (e.g. BIC).
  - `is_default_repayment_method` boolean, required — Use this account by default for new loans repayment.
  - `name` string, nullable — Arbitrary name for this repayment method.
  - `payment_method` 'DIRECT_DEBIT' | 'SCT', required — Payment method for the repayment account. Possible values: ['DIRECT_DEBIT', 'SCT']

## Response `200`

OK

---

[API](https://skmtc.net/getdefacto/apis/api-reference.md) · [All operations](https://skmtc.net/getdefacto/apis/api-reference/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/getdefacto/api-reference/revisions/0a9c1f8784f2/schema)