---
title: "Recover Charged-Off Account"
method: POST
path: "/recoverChargedOffAccount"
tags: ["Accounts and Cards"]
---

# Recover Charged-Off Account

`POST /recoverChargedOffAccount`

Use the Recover Charged-Off Account endpoint to change a charged-off account (`status: R`) to another status (active or canceled without refund) and to restore the account balance. Using this endpoint is valid only when there was an outstanding positive balance at the time of charge-off.

## Response `default`

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A system-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, required — A structure for the response data. This endpoint does not return response data, so it will always be empty.

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)