---
title: "Get Savings Interest"
method: POST
path: "/getSavingsInterest"
tags: ["Accounts and Cards"]
---

# Get Savings Interest

`POST /getSavingsInterest`

Use the Get Savings Interest endpoint to retrieve accrual interest, interest year-to-date, and annual percentage yield earned for a savings account that is a secondary account. If you are already using Get Savings Interest, SoFi Tech Solutions recommends that you migrate to Get Interest.

## Response `default`

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A system-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, nullable, required — A structure for the response data. It can be empty but usually will contain information.
    - `interest_ytd` string, required — The interest paid on a savings account from the start date to the end date
    - `accrual_interest` number, float, required — Interest accrued on account
    - `carry_over` number, float, required — The carry over interest pending on a savings account on the end date
    - `start_date` string, date-time, required — The start date of a response
    - `apy` string, required — The actual interest rate used to calculate compound interest over the course of one year
    - `end_date` string, date-time, required — The end date of a response

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)