---
title: "Get Overdraft Balance"
method: POST
path: "/getOverdraftBalance"
tags: ["Overdraft"]
---

# Get Overdraft Balance

`POST /getOverdraftBalance`

Use the Get Overdraft Balance endpoint to retrieve overdraft-related information such as available overdraft limit, payback amount, and <<glossary:DDA>> balance including overdraft.

For `accountNo` you can use the <<glossary:PRN>> or <<glossary:PAN>> of the core account that is associated with the overdraft account or the PRN of the overdraft account.

## Response `default`

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A system-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, nullable, required — A structure for the response data. It can be empty but usually will contain information.
    - `OverdraftAccountNo` string, required — PRN of the overdraft account
    - `Available` number, float, nullable, required — Available overdraft limit
    - `Payback` number, float, nullable, required — Payback amount
    - `PaybackWithPendingFees` number, float, nullable, required — The posted open to buy, including pending fees
    - `RawBalance` number, float, nullable, required — The actual open to buy of the overdraft account
    - `ActualWithPrimary` number, float, nullable, required — The actual balance of the primary account if overdraft was combined with it
    - `Limit` number, float, nullable, required — The available limit on the overdraft account (the most the cardholder could use on their overdraft if nothing was owed)
    - `RawLimit` number, float, nullable, required — The limit that was set on the overdraft account (the actual limit available to the cardholder may be less if an initial fee was charged)
    - `Frozen` string, required — A flag indicating whether the overdraft account has been frozen or not (the value '1' indicating that it is frozen)

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)