---
title: "Create Loan"
method: POST
path: "/1.0/createLoan"
tags: ["Loan"]
---

# Create Loan

`POST /1.0/createLoan`

Use the Create Loan endpoint to create a loan offering for a customer. Loan subproducts are configured for your installment loans product and are assigned a subproduct ID. Ensure you have the required <a href="doc:setup-for-installment-loans#manage-customer-records" target="_blank">customer data</a> to create a loan.

For optional parameters, do not pass an empty string or null value.

## Response `200`

Success

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A Galileo-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, nullable, required — A structure for the response data. It can be empty but usually will contain information.
    - `errors` string[]
    - `status` string
    - `status_code` string
    - `rtoken` string
    - `echo` object
      - `transaction_id` string
      - `provider_transaction_id` string
      - `provider_timestamp` string
    - `processing_time` number
    - `response_data` object
    - `system_timestamp` string, date-time

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/revisions/bcd728f97a18/schema)