---
title: "Verify Account"
method: POST
path: "/verifyAccount"
tags: ["Accounts and Cards"]
---

# Verify Account

`POST /verifyAccount`

Use the Verify Account endpoint to return information on an account. For example, you can use this endpoint to validate that you can call <a href="ref:post_createpayment" target="_blank">Create Payment</a> on the account without violating the load amount. Verify Account will also return secondary accounts that share the same balance ID and product ID.

This endpoint returns:
* Current account balance &mdash; Both posted and authorized transactions are factored into the balance amount
* Current maximum amount that can be loaded into the account, according to product parameters
* External account ID
* Account PRN
* Galileo account number (balance ID)

## Response `default`

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A system-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, nullable, required — A structure for the response data. It can be empty but usually will contain information.
    - `accounts` object[], required — List of account objects
      - `max_load_amount` string, required — The maximum amount that can be loaded on a credit card
      - `balance` number, float, required — The amount of money in a savings or checking account
      - `external_account_id` string, nullable, required — An external account ID provided by the client
      - `pmt_ref_no` string, required — A system-generated account number
      - `account_status` string, required — The condition of the account after a modification
      - `galileo_account_number` string, required — System-generated integer account number, also known as balance ID
      - `product_id` string, required — System-generated integer

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)