---
title: "Update Pending Merchant Credit"
method: POST
path: "/updatePendingMerchantCredit"
tags: ["Transactions"]
---

# Update Pending Merchant Credit

`POST /updatePendingMerchantCredit`

Use the Update Pending Merchant Credit endpoint to post or post and hold a merchant credit if you are handling your own disputes. The threshold for manual review of merchant credits is set during product configuration using the ZREVW product parameter.

To use this endpoint, first, use the <a href="ref:post_getpendingmerchantcredit" target="_blank">Get Pending Merchant Credit</a> endpoint to retrieve the `settle_id` value, then pass it in the `settleId` parameter. Use `type` to specify whether to post or post and hold.

When the system receives the call to this endpoint, the credit is queued for processing.

## Response `default`

- object
  - `status_code` integer, nullable, required — The response status code. May return a string for some statuses.
  - `status` string, nullable, required — The condition of a process or response
  - `processing_time` number, float, nullable, required — The time elapsed in processing the transaction
  - `echo` object, nullable, required — A structure that contains transaction ID information
    - `transaction_id` string, nullable, required — An ID that represents an API transaction
    - `provider_timestamp` string, date-time, nullable, required — Store a related timestamp for reporting and troubleshooting purposes
    - `provider_transaction_id` string, nullable, required — Secondary transaction identifier (generated by a provider)
  - `system_timestamp` string, date-time, nullable, required — A system generated timestamp
  - `rtoken` string, nullable, required — A system-generated ID used for tracking
  - `errors` string[] — A list of errors generated while the request was processed
  - `response_data` object, required — A structure for the response data. This endpoint does not return response data, so it will always be empty.

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)