---
title: "Load External Account Links"
method: POST
path: "/loadExternalAccountLinks"
tags: ["External Account Links"]
---

# Load External Account Links

`POST /loadExternalAccountLinks`

Use the Load External Account Links endpoint to initiate a link between external account(s) and the caller account when a user inputs their external account credentials during a secure session in your application. The external account will be usable for transfers over FedWire or credit rails, depending on your configuration.

## Headers

- `x-gft-idempotency-key` string, uuid4, required
- `Authorization` string, required

## Request body

- object
  - `accountNo` string, required — The <<glossary:PRN>> to which the new external account will be linked. Pattern: PRN Example: `"074103447228"`
  - `integration` object, required — Contains the account and customer identifiers from the specified third-party provider.
    - `type` 'FINICITY', required — Third-party provider used to link the account. Example: FINICITY
    - `customerId` string — Unique customer identifier provided by the integration partner. Pattern: Alphanumeric string Example: `"1005061234"`
    - `accountId` string — Unique account identifier provided by the integration partner. Pattern: Alphanumeric string Example: `"5011648377"`
  - `validation` object
    - `type` 'CLIENT' | 'LEGACY' | 'CARD' | 'FINICITY' | 'NONE' | 'MICRO_ENTRY' — Specifies the validation method required for the external account link. Pattern: enum Example: `"CLIENT"`
    - `status` 'PENDING' | 'FAILED' | 'PASSED' | 'NO_VALIDATION' — Indicates the current status of the validation process. Pattern: enum Example: `"PENDING"`
    - `status_reason` string — Provides additional context or a reason for the current validation status. Pattern: Alphanumeric string Example: `"Validated successfully"`

## Response `200`

Successful Response

- object[]
  - `externalAccountLinkId` string, required — Unique identifier that identifies the external account link in the system.
  - `status` string — Status of the external account link.
  - `integration` object, required — Contains information about the third-party provider.
    - `type` 'FINICITY', required — Third-party provider such as FINICITY, PLAID, etc
    - `customerId` string — The customer ID of the account.
    - `accountId` string — The account ID of the account.
    - `institutionId` string — The institution ID of the account.

## Other responses

- `400` — Bad Request
- `401` — No valid API credentials provided.
- `403` — The provided API credential does not allow this operation.
- `404` — Not Found
- `409` — Conflict
- `422` — Validation Error
- `429` — Too many requests.
- `500` — Internal Server Error
- `502` — Bad Gateway.
- `503` — Service Unavailable.

---

[API](https://skmtc.net/galileo-ft/apis/program-api.md) · [All operations](https://skmtc.net/galileo-ft/apis/program-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/galileo-ft/program-api/versions/bcd728f97a18/schema)