v1

latestOpenAPI 3.0.0Forter License2026-07-1333204516.7 KB
Orders

Order v3

Send order information at checkout to receive a fraud or abuse decision. The response may also include recommendations based on your payment optimization features or abuse prevention policies, or a managed order token to include when requesting the 3DS result.

post/v3/orders/{id}

Path parameters

idstring required

Headers

api-versionstring required
Example:10.1

Specify the version of the API to target.

x-forter-siteidstring required
Example:a1b2c3d4e5f6

Forter-assigned ID for your account. Note that your Site ID for your test site is different from your production site.

Authorizationstring required
Example:Basic <base64-encoded-api-key:>

Basic Authentiation in the form of a username and password. Use the API Key as the username and leave the password empty.

Request body

additionalInformationobject nullable

General payload object

authorizationStep'PRE_AUTHORIZATION' | 'POST_AUTHORIZATION' nullable

Indicates whether the transaction sent pre credit card authorization or post authorization

checkoutTimenumber required

The time when the buyer completed the checkout process in the merchant website in SECONDS since unix epoch (Jan 1, 1970).

orderIdstring required

Unique order/transaction identifier. Note that Forter treats this ID as case-insensitive; Order123 and ORDER123 will be identified as the same order.

orderType'WEB' | 'PHONE' | 'DYNAMIC_PHONE' | 'MOBILE' | 'MOBILE_IN_STORE' | 'IOS' | 'ANDROID' | 'WAP' | 'STORE' | 'MERCHANT_EMPLOYEE' | 'MAIL_ORDER' | 'AUTOMATIC_RENEWAL_OR_INSTALLMENT_PAYMENT' | 'MERCHANT_INITIATED' | 'UNKNOWN' | 'POS' | 'API_ONLY' | 'PERSONAL_POS' | 'PHONE_LINK' | 'AI_AGENT' required

Platform order was made through

timeSentToForternumber nullable

The time the request was sent to Forter in MILLISECONDS since unix epoch (Jan 1, 1970)

Example request

{
  "accountOwner": {
    "accountId": "e520-ba9a-367-60b",
    "birthdate": "1987-05-22",
    "created": 1415273168,
    "email": "john_s@test.com",
    "firstName": "John",
    "fullName": "Smith",
    "gender": "MALE",
    "lastName": "Smith",
    "loyaltyProgramsInAccount": [
      {
        "accountNumber": "VC1568OP",
        "loyaltyPointsValue": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "programName": "StarAlliance",
        "tier": "Blue"
      }
    ],
    "socialNetworkData": [
      {
        "networkName": "FACEBOOK",
        "profileId": "10000054564897"
      }
    ]
  },
  "additionalIdentifiers": {
    "additionalOrderId": "4306795",
    "agenticCommercePlatform": {
      "agentApp": "DBY",
      "agentId": "eh629dK9",
      "agentPlatform": "OTHER",
      "agentSourceType": "THIRD_PARTY"
    },
    "bigCommerceAdditionalOrderData": {
      "cartId": "c52b1f7c-5083-4ff5-a37c-ff26dfab176a"
    },
    "customerReferralMethod": "REDIRECT_TO_MERCHANT",
    "customerReferralName": "ForterFlights.com",
    "hybrisAdditionalOrderData": {
      "hybrisOrderStage": "POST_AUTH_ASYNC"
    },
    "magentoAdditionalOrderData": {
      "magentoOrderStage": "AFTER_PAYMENT_ACTION"
    },
    "merchant": {
      "merchantDomain": "HandbagsExpressDiscounts.com",
      "merchantName": "Handbags Express Discounts"
    },
    "orderSegment": "Regular Checkout",
    "portalDisplayCustomField1": "identifier-1",
    "portalDisplayCustomField2": "identifier-2",
    "portalDisplayCustomField3": "identifier-3",
    "portalDisplayCustomField4": "identifier-4",
    "shopifyAdditionalOrderData": {
      "cartToken": "49845384738223410",
      "checkoutToken": "92233291239023300",
      "customerTags": [
        "tag1",
        "tag2"
      ],
      "orderTags": [
        "tag1",
        "tag2"
      ]
    },
    "splitOrderIds": [
      "6543545",
      "6545635"
    ],
    "splitOrderTotalAmount": {
      "amountLocalCurrency": "105.55",
      "amountUSD": "99.95",
      "currency": "CAD"
    }
  },
  "authorizationStep": "PRE_AUTHORIZATION",
  "cartItems": [
    {
      "basicItemData": {
        "category": "Apparel and accessories",
        "discount": {
          "couponCodeUsed": "FATHERSDAY2015",
          "couponDiscountAmount": {
            "amountLocalCurrency": "105.55",
            "amountUSD": "99.95",
            "currency": "CAD"
          }
        },
        "name": "White GenericBrand handbag",
        "price": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "productId": "Ag54352R7768kkO",
        "quantity": 1,
        "type": "TANGIBLE"
      },
      "beneficiaries": [
        {
          "additionalVerificationDocuments": {
            "address": {
              "address1": "235 Montgomery st.",
              "address2": "Ste. 1110",
              "city": "San Francisco",
              "company": "Generic Corp. ltd.",
              "country": "US",
              "region": "CA",
              "savedData": {
                "usedSavedData": true
              },
              "zip": "94104"
            },
            "documentDateOfBirth": "1991-01-09",
            "documentExpiration": "2017-01-15",
            "documentFirstName": "John",
            "documentIssuingState": "NY",
            "documentLastName": "Smith",
            "documentNumber": "20439190",
            "documentSource": "UPLOADED_FILE",
            "documentStatus": "SENT_TO_CLIENT",
            "documentType": "Passport",
            "documentVerificationServiceAnswer": "APPROVED",
            "documentVerificationServiceName": "IDVerification.com",
            "documentVerified": true,
            "eventTime": 1420070400,
            "nationality": "US"
          },
          "address": {
            "address1": "235 Montgomery st.",
            "address2": "Ste. 1110",
            "city": "San Francisco",
            "company": "Generic Corp. ltd.",
            "country": "US",
            "region": "CA",
            "savedData": {
              "usedSavedData": true
            },
            "zip": "94104"
          },
          "bankAccount": {
            "accountHolderFirstName": "John",
            "accountHolderLastName": "Smith",
            "achProcessingType": "SAME_DAY_ACH",
            "bankAccountIdentifier": "TEST63TEST1212121212",
            "bankAccountType": "Savings",
            "bankName": "Citigroup",
            "paymentGatewayData": {
              "gatewayName": "Braintree",
              "gatewayTransactionId": "fjdsS46sdklFd20"
            },
            "paymentSuccessStatus": "Payment Successful",
            "serviceName": "Direct Debit"
          },
          "comments": {
            "merchantComments": "Shipping delayed",
            "messageToBeneficiary": "Enjoy the gift John!",
            "userCommentsToMerchant": "Please wrap with care!!"
          },
          "cryptoWallet": {
            "cryptoWalletName": "CryptoWallet",
            "cryptoWalletPaymentId": "3JQiwG88SQvwihDAHg9M2EnqEisharz49c",
            "cryptoWalletType": "EXTERNAL"
          },
          "loyaltyProgram": [
            {
              "accountNumber": "VC1568OP",
              "loyaltyPointsValue": {
                "amountLocalCurrency": "105.55",
                "amountUSD": "99.95",
                "currency": "CAD"
              },
              "programName": "StarAlliance",
              "tier": "Blue"
            }
          ],
          "personalDetails": {
            "birthdate": "1987-05-22",
            "email": "john_s@test.com",
            "firstName": "John",
            "fullName": "John Smith",
            "gender": "MALE",
            "lastName": "Smith"
          },
          "phone": [
            {
              "phone": "15557654321",
              "smsVerified": {
                "sent": true,
                "timeSent": 1389567341
              }
            }
          ]
        }
      ],
      "deliveryDetails": {
        "delayedDeliveryDate": "2014-12-15",
        "delayedDeliveryTime": 1415273168,
        "deliveryComments": "Please call before arriving, Thanks!",
        "deliveryMethod": "USPS - Ground Mail",
        "deliveryPrice": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "deliveryType": "PHYSICAL"
      },
      "itemReturnData": {
        "posDetails": {
          "address": {
            "address1": "235 Montgomery st.",
            "address2": "Ste. 1110",
            "city": "San Francisco",
            "company": "Generic Corp. ltd.",
            "country": "US",
            "region": "CA",
            "savedData": {
              "usedSavedData": true
            },
            "zip": "94104"
          },
          "cardEntryMethod": "SCANNED",
          "cashierId": "fgh5e0rr48923d",
          "departmentId": "e0r4592356fds",
          "storeBusinessUnit": "Full Line",
          "storeId": "2356fdse0rr489",
          "storeName": "Union Square",
          "workStationId": "923e5th5e0rr48"
        },
        "returnCondition": "DAMAGED",
        "returnInternalReasonCategory": "defective item",
        "returnMethod": "ONLINE",
        "returnReasonCategory": "CHANGED_MY_MIND",
        "returnSegment": "GENERAL",
        "returnStatusLog": {
          "arrivedToWarehouse": true,
          "arrivedToWarehouseTime": 1420070400000,
          "returnInitiated": true,
          "returnInitiationTime": 1420070400000,
          "shippedByCustomer": true,
          "shippedByCustomerTime": 1420070400000
        },
        "typeOfCompensationRequested": "REFUND",
        "updatedReturnStatus": "ACCEPTED_BY_MERCHANT"
      },
      "itemSpecificData": {
        "accommodation": {
          "accommodationAddress": {
            "address1": "235 Montgomery st.",
            "address2": "Ste. 1110",
            "city": "San Francisco",
            "company": "Generic Corp. ltd.",
            "country": "US",
            "region": "CA",
            "savedData": {
              "usedSavedData": true
            },
            "zip": "94104"
          },
          "duration": {
            "endDate": "2014-11-15",
            "startDate": "2014-10-28"
          },
          "housingType": "Presidential Suite",
          "location": {
            "airportCode": "JFK",
            "city": "Anytown",
            "country": "DK",
            "region": "New York",
            "seaportCode": "USNYC"
          },
          "numberOfGuests": 2,
          "rating": [
            {
              "score": "4.5",
              "source": "yelp",
              "type": "INTERNAL_PEERS"
            }
          ],
          "type": "HOTEL"
        },
        "cryptocurrency": {
          "destinationWallet": "3JQiwG88SQvwihDAHg9M2EnqEisharz49c"
        },
        "digitalGoodsAndServices": {
          "automaticRenewal": true,
          "billingFrequency": "MONTHLY",
          "duration": {
            "endDate": "2014-11-15",
            "startDate": "2014-10-28"
          },
          "webHosting": {
            "domains": [
              "testforterdomain.com",
              "testforterdomain.me"
            ]
          }
        },
        "food": {
          "restaurantAddress": {
            "address1": "235 Montgomery st.",
            "address2": "Ste. 1110",
            "city": "San Francisco",
            "company": "Generic Corp. ltd.",
            "country": "US",
            "region": "CA",
            "savedData": {
              "usedSavedData": true
            },
            "zip": "94104"
          },
          "restaurantId": "eh674df9",
          "restaurantName": "Ron's Steak House",
          "tipAmount": {
            "amountLocalCurrency": "105.55",
            "amountUSD": "99.95",
            "currency": "CAD"
          }
        },
        "gaming": {
          "characterName": "JohnTheGamer",
          "characterRole": "Warrior",
          "gameGenre": "MMORPG",
          "gameItemAmount": 1000,
          "gameName": "WorldOfSampleGamecrat",
          "gamePlatform": "XBOX",
          "gameServerCountry": "DK",
          "gameServerName": "5ample5erver",
          "inGameTradeLocation": "At the mouth of the Sampletradelocation river",
          "playerFaction": "TestC1an",
          "playerLeague": "TestLeauge",
          "playerLevel": "59",
          "playerPosition": "10"
        },
        "personNameRecord": "P52DKC",
        "physicalGoods": {
          "wrapAsGift": true
        },
        "professionalServices": {
          "numberOfParticipatingClients": 1,
          "numberOfParticipatingVendors": 1,
          "tipAmount": {
            "amountLocalCurrency": "105.55",
            "amountUSD": "99.95",
            "currency": "CAD"
          }
        },
        "ticketsAndEvents": {
          "eventLocation": {
            "address1": "235 Montgomery st.",
            "address2": "Ste. 1110",
            "city": "San Francisco",
            "company": "Generic Corp. ltd.",
            "country": "US",
            "region": "CA",
            "savedData": {
              "usedSavedData": true
            },
            "zip": "94104"
          },
          "eventName": "FIFA World Cup Final",
          "eventTime": 1420070400,
          "eventType": "sports",
          "eventVenueName": "Maracana Stadium",
          "ticketCategory": "ADULT",
          "ticketClass": "court side"
        },
        "transport": [
          {
            "bookingSource": "82",
            "carrier": "Forter airlines",
            "class": "BUSINESS",
            "driverDetails": {
              "availableFundsForWithdrawal": {
                "amountLocalCurrency": "105.55",
                "amountUSD": "99.95",
                "currency": "CAD"
              },
              "dateOfFirstSale": 1430997968,
              "ratingAsBuyer": {
                "score": "4.5",
                "source": "yelp",
                "type": "INTERNAL_PEERS"
              },
              "ratingAsSeller": {
                "score": "4.5",
                "source": "yelp",
                "type": "INTERNAL_PEERS"
              },
              "sellerAccountCreationDate": 1415273168,
              "sellerLastLoginIP": {
                "ip": "10.0.0.128",
                "updateTimes": {
                  "creationTime": 1448549922,
                  "lastModifiedTime": 1448549922,
                  "lastUsed": 1448560456,
                  "removalTime": 1448895522
                }
              },
              "sellerPastSalesCount": 8,
              "sellerPersonalDetails": {
                "birthdate": "1987-05-22",
                "email": "john_s@test.com",
                "firstName": "John",
                "fullName": "John Smith",
                "gender": "MALE",
                "lastName": "Smith"
              },
              "sellerRegistrationIP": {
                "ip": "10.0.0.128",
                "updateTimes": {
                  "creationTime": 1448549922,
                  "lastModifiedTime": 1448549922,
                  "lastUsed": 1448560456,
                  "removalTime": 1448895522
                }
              }
            },
            "duration": {
              "endTime": 1420294711,
              "startTime": 1412345911
            },
            "endPoint": {
              "address": {
                "address1": "235 Montgomery st.",
                "address2": "Ste. 1110",
                "city": "San Francisco",
                "company": "Generic Corp. ltd.",
                "country": "US",
                "region": "CA",
                "savedData": {
                  "usedSavedData": true
                },
                "zip": "94104"
              },
              "exactLocation": {
                "latitude": 32.07332,
                "longitude": 34.79675,
                "source": "MOBILE"
              },
              "locationName": {
                "specificLocationName": "Times Square",
                "specificLocationType": "Event"
              },
              "roughLocation": {
                "airportCode": "JFK",
                "city": "Anytown",
                "country": "DK",
                "region": "New York",
                "seaportCode": "USNYC"
              },
              "savedLocation": {
                "usedSavedData": true
              }
            },
            "leg": 2,
            "locationAtTimeOfReservation": {
              "address": {
                "address1": "235 Montgomery st.",
                "address2": "Ste. 1110",
                "city": "San Francisco",
                "company": "Generic Corp. ltd.",
                "country": "US",
                "region": "CA",
                "savedData": {
                  "usedSavedData": true
                },
                "zip": "94104"
              },
              "exactLocation": {
                "latitude": 32.07332,
                "longitude": 34.79675,
                "source": "MOBILE"
              },
              "locationName": {
                "specificLocationName": "Times Square",
                "specificLocationType": "Event"
              },
              "roughLocation": {
                "airportCode": "JFK",
                "city": "Anytown",
                "country": "DK",
                "region": "New York",
                "seaportCode": "USNYC"
              },
              "savedLocation": {
                "usedSavedData": true
              }
            },
            "passengers": 2,
            "startPoint": {
              "address": {
                "address1": "235 Montgomery st.",
                "address2": "Ste. 1110",
                "city": "San Francisco",
                "company": "Generic Corp. ltd.",
                "country": "US",
                "region": "CA",
                "savedData": {
                  "usedSavedData": true
                },
                "zip": "94104"
              },
              "exactLocation": {
                "latitude": 32.07332,
                "longitude": 34.79675,
                "source": "MOBILE"
              },
              "locationName": {
                "specificLocationName": "Times Square",
                "specificLocationType": "Event"
              },
              "roughLocation": {
                "airportCode": "JFK",
                "city": "Anytown",
                "country": "DK",
                "region": "New York",
                "seaportCode": "USNYC"
              },
              "savedLocation": {
                "usedSavedData": true
              }
            },
            "type": "AIR_TRAVEL"
          }
        ]
      },
      "seller": {
        "sellerBusinessWebsite": "www.acme-events.net",
        "sellerCategory": "Event Planner",
        "sellerDetails": {
          "availableFundsForWithdrawal": {
            "amountLocalCurrency": "105.55",
            "amountUSD": "99.95",
            "currency": "CAD"
          },
          "dateOfFirstSale": 1430997968,
          "ratingAsBuyer": {
            "score": "4.5",
            "source": "yelp",
            "type": "INTERNAL_PEERS"
          },
          "ratingAsSeller": {
            "score": "4.5",
            "source": "yelp",
            "type": "INTERNAL_PEERS"
          },
          "sellerAccountCreationDate": 1415273168,
          "sellerLastLoginIP": {
            "ip": "10.0.0.128",
            "updateTimes": {
              "creationTime": 1448549922,
              "lastModifiedTime": 1448549922,
              "lastUsed": 1448560456,
              "removalTime": 1448895522
            }
          },
          "sellerPastSalesCount": 8,
          "sellerPersonalDetails": {
            "birthdate": "1987-05-22",
            "email": "john_s@test.com",
            "firstName": "John",
            "fullName": "John Smith",
            "gender": "MALE",
            "lastName": "Smith"
          },
          "sellerRegistrationIP": {
            "ip": "10.0.0.128",
            "updateTimes": {
              "creationTime": 1448549922,
              "lastModifiedTime": 1448549922,
              "lastUsed": 1448560456,
              "removalTime": 1448895522
            }
          }
        },
        "sellerVendorName": "Acme Event Planners Inc."
      }
    }
  ],
  "checkoutTime": 1699916780,
  "connectionInformation": {
    "checkoutToolsSessionId": "HTGDVC232fdFDFdfkdjk87382938mcndjc2f4gbbGd",
    "customerIP": "10.0.0.127",
    "forterMobileUID": "6429751237891",
    "forterTokenCookie": "249453te8tbf9355186fet0ken547b95_2786972955236__UDE52-n5_8dg",
    "merchantDeviceIdentifier": "HGJ7512345H3",
    "merchantProvidedSessionId": "HTGDVC232fdFDFdfkdjk87382938mcndjc2f4gbbGd",
    "userAgent": "Mozilla/5.0 (Windows NT 6.1; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/47.0.2526.73 Safari/537.36"
  },
  "customerAccountData": {
    "additionalVerificationDocuments": {
      "address": {
        "address1": "235 Montgomery st.",
        "address2": "Ste. 1110",
        "city": "San Francisco",
        "company": "Generic Corp. ltd.",
        "country": "US",
        "region": "CA",
        "savedData": {
          "usedSavedData": true
        },
        "zip": "94104"
      },
      "documentDateOfBirth": "1991-01-09",
      "documentExpiration": "2017-01-15",
      "documentFirstName": "John",
      "documentIssuingState": "NY",
      "documentLastName": "Smith",
      "documentNumber": "20439190",
      "documentSource": "UPLOADED_FILE",
      "documentStatus": "SENT_TO_CLIENT",
      "documentType": "Passport",
      "documentVerificationServiceAnswer": "APPROVED",
      "documentVerificationServiceName": "IDVerification.com",
      "documentVerified": true,
      "eventTime": 1420070400,
      "nationality": "US"
    },
    "addressesInAccount": [
      {
        "address1": "235 Montgomery st.",
        "address2": "Ste. 1110",
        "city": "San Francisco",
        "company": "Generic Corp. ltd.",
        "country": "US",
        "region": "CA",
        "savedData": {
          "usedSavedData": true
        },
        "zip": "94104"
      }
    ],
    "customerEngagement": {
      "communityPostsWritten": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "followersCount": 105,
      "followingCount": 230,
      "invites": [
        {
          "invitationCounterpartyPhone": "+12126667777",
          "sent": 1420955538,
          "type": "SENT"
        }
      ],
      "likedItems": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "messagesReceived": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "messagesSent": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "newsletters": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "profilePicture": true,
      "requestedDemo": true,
      "reviewsWritten": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "savedLocations": [
        {
          "latitude": 32.07332,
          "longitude": 34.79675,
          "source": "MOBILE"
        }
      ],
      "sharedItems": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      },
      "signedUpForPushNotifications": true,
      "signedUpForSMSUpdates": true,
      "wishlist": {
        "inUse": true,
        "itemInListCount": 4,
        "updateTimes": {
          "creationTime": 1448549922,
          "lastModifiedTime": 1448549922,
          "lastUsed": 1448560456,
          "removalTime": 1448895522
        }
      }
    },
    "emailsInAccount": [
      {
        "email": "john_s@test.com",
        "emailVerification": {
          "sent": true,
          "timeSent": 1389567341
        }
      }
    ],
    "paymentMethodsInAccount": [
      {
        "amount": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "androidPay": {
          "bin": "42424242",
          "cardBank": "Chase",
          "cardBrand": "VISA",
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        "countryOfIssuance": "US",
        "creationTime": 1430997968,
        "expirationMonth": "03",
        "expirationYear": "2018",
        "lastFourDigits": "4242",
        "nameOnCard": "John R. H. Smith",
        "paymentProcessorData": {
          "processorName": "Chase Paymentech",
          "processorTransactionId": "fjdsS46sdklFd20"
        },
        "threeDSecure": {
          "acquirerData": {
            "acquirerBIN": "457173",
            "acquirerCountry": "US",
            "acquirerMerchantId": "5245020244654",
            "acquirerMerchantName": "Simple T-shirt",
            "acquirerName": "Barclays",
            "merchantCategoryCode": 5655,
            "merchantCountryCode": 840
          },
          "challengeIndicator": "NO_PREFERENCE",
          "execute3ds": "DYNAMIC_FORTER_DECISION",
          "forcePsd2Exemption": {
            "channel": "THREEDS_RAILS",
            "type": "LOW_VALUE"
          },
          "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45"
        },
        "token": "tkn-77620C360132856A103477D2959967AB",
        "verificationResults": {
          "authorizationCode": "A33244",
          "authorizationProcessedWith3DS": true,
          "avsFullResult": "Y",
          "avsNameResult": "M",
          "avsStreetResult": "N",
          "avsZipResult": "M",
          "cavvResult": "VYboNwcsB3F9gTIsbaUjvEuLW0o=",
          "cvvResult": "M",
          "eciValue": "05",
          "exemptionStatus": "accepted",
          "issuerResponseCode": "D23",
          "issuerResponseText": "Stolen card",
          "liabilityShift": true,
          "partyExecuted3DS": "PSP",
          "processorResponseCode": "D23",
          "processorResponseText": "Stolen card",
          "threeDsInteractionMode": "FRICTIONLESS",
          "threeDsStatus": "Cardholder authenticated",
          "threeDsVersion": "2.1.0"
        }
      },
      "bankTransfer": {
        "accountHolderFirstName": "John",
        "accountHolderLastName": "Smith",
        "achProcessingType": "SAME_DAY_ACH",
        "bankAccountIdentifier": "TEST63TEST1212121212",
        "bankAccountType": "Savings",
        "bankName": "Citigroup",
        "paymentGatewayData": {
          "gatewayName": "Braintree",
          "gatewayTransactionId": "fjdsS46sdklFd20"
        },
        "paymentSuccessStatus": "Payment Successful",
        "serviceName": "Direct Debit"
      },
      "billingDetails": {
        "address": {
          "address1": "235 Montgomery st.",
          "address2": "Ste. 1110",
          "city": "San Francisco",
          "company": "Generic Corp. ltd.",
          "country": "US",
          "region": "CA",
          "savedData": {
            "usedSavedData": true
          },
          "zip": "94104"
        },
        "allAdditionalVerificationDocuments": [
          {
            "address": {
              "address1": "235 Montgomery st.",
              "address2": "Ste. 1110",
              "city": "San Francisco",
              "company": "Generic Corp. ltd.",
              "country": "US",
              "region": "CA",
              "savedData": {
                "usedSavedData": true
              },
              "zip": "94104"
            },
            "documentDateOfBirth": "1991-01-09",
            "documentExpiration": "2017-01-15",
            "documentFirstName": "John",
            "documentIssuingState": "NY",
            "documentLastName": "Smith",
            "documentNumber": "20439190",
            "documentSource": "UPLOADED_FILE",
            "documentStatus": "SENT_TO_CLIENT",
            "documentType": "Passport",
            "documentVerificationServiceAnswer": "APPROVED",
            "documentVerificationServiceName": "IDVerification.com",
            "documentVerified": true,
            "eventTime": 1420070400,
            "nationality": "US"
          }
        ],
        "employmentInformation": [
          {
            "employerAddress": {
              "address1": "235 Montgomery st.",
              "address2": "Ste. 1110",
              "city": "San Francisco",
              "company": "Generic Corp. ltd.",
              "country": "US",
              "region": "CA",
              "savedData": {
                "usedSavedData": true
              },
              "zip": "94104"
            },
            "employerCompanySizeRange": "20",
            "employerIndustry": "Retail",
            "employerName": "Forter",
            "employerPhone": "+12126667777",
            "income": {
              "amountLocalCurrency": "105.55",
              "amountUSD": "99.95",
              "currency": "CAD"
            },
            "jobTitle": "Fraud Analyst"
          }
        ],
        "personalDetails": {
          "birthdate": "1987-05-22",
          "email": "john_s@test.com",
          "firstName": "John",
          "fullName": "John Smith",
          "gender": "MALE",
          "lastName": "Smith"
        },
        "phone": [
          {
            "phone": "15557654321",
            "smsVerified": {
              "sent": true,
              "timeSent": 1389567341
            }
          }
        ]
      },
      "cameraCaptured": true,
      "creditCard": {
        "bin": "42424242",
        "cardBank": "Chase",
        "cardBrand": "VISA",
        "cardType": "CREDIT",
        "countryOfIssuance": "US",
        "expirationMonth": "03",
        "expirationYear": "2018",
        "fingerprint": "Xt5EWLLDS7FJjR1c",
        "fullCreditCard": "2424242424242424",
        "lastFourDigits": "4242",
        "nameOnCard": "John R. H. Smith",
        "paymentGatewayData": {
          "gatewayName": "Braintree",
          "gatewayTransactionId": "fjdsS46sdklFd20"
        },
        "paymentProcessorData": {
          "processorName": "Chase Paymentech",
          "processorTransactionId": "fjdsS46sdklFd20"
        },
        "threeDSecure": {
          "acquirerData": {
            "acquirerBIN": "457173",
            "acquirerCountry": "US",
            "acquirerMerchantId": "5245020244654",
            "acquirerMerchantName": "Simple T-shirt",
            "acquirerName": "Barclays",
            "merchantCategoryCode": 5655,
            "merchantCountryCode": 840
          },
          "challengeIndicator": "NO_PREFERENCE",
          "execute3ds": "DYNAMIC_FORTER_DECISION",
          "forcePsd2Exemption": {
            "channel": "THREEDS_RAILS",
            "type": "LOW_VALUE"
          },
          "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45"
        },
        "verificationResults": {
          "authorizationCode": "A33244",
          "authorizationProcessedWith3DS": true,
          "avsFullResult": "Y",
          "avsNameResult": "M",
          "avsStreetResult": "N",
          "avsZipResult": "M",
          "cavvResult": "VYboNwcsB3F9gTIsbaUjvEuLW0o=",
          "cvvResult": "M",
          "eciValue": "05",
          "exemptionStatus": "accepted",
          "issuerResponseCode": "D23",
          "issuerResponseText": "Stolen card",
          "liabilityShift": true,
          "partyExecuted3DS": "PSP",
          "processorResponseCode": "D23",
          "processorResponseText": "Stolen card",
          "threeDsInteractionMode": "FRICTIONLESS",
          "threeDsStatus": "Cardholder authenticated",
          "threeDsVersion": "2.1.0"
        }
      },
      "creditLineDetails": {
        "creditLineLimitIncreaseMethod": "AT_PURCHASE",
        "currentCreditLineLimit": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "originalCreditLineLimit": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        }
      },
      "cryptoWallet": {
        "cryptoWalletName": "CryptoWallet",
        "cryptoWalletPaymentId": "3JQiwG88SQvwihDAHg9M2EnqEisharz49c",
        "cryptoWalletType": "EXTERNAL"
      },
      "digitalWallet": {
        "digitalWalletName": "ALIPAY",
        "digitalWalletPayerEmail": "john_s@test.com",
        "digitalWalletPayerId": "FD000A45P",
        "digitalWalletpaymentId": "PAY-0MB00000KR8073311KZSDEYA",
        "freeTextDigitalWalletName": "ALIBABA",
        "payerAccountCountry": "US",
        "paymentSuccessStatus": "COMPLETED",
        "underlyingPaymentMethod": {
          "bankTransfer": {
            "accountHolderFirstName": "John",
            "accountHolderLastName": "Smith",
            "achProcessingType": "SAME_DAY_ACH",
            "bankAccountIdentifier": "TEST63TEST1212121212",
            "bankAccountType": "Savings",
            "bankName": "Citigroup",
            "paymentGatewayData": {
              "gatewayName": "Braintree",
              "gatewayTransactionId": "fjdsS46sdklFd20"
            },
            "paymentSuccessStatus": "Payment Successful",
            "serviceName": "Direct Debit"
          },
          "creditCard": {
            "bin": "42424242",
            "cardBank": "Chase",
            "cardBrand": "VISA",
            "cardType": "CREDIT",
            "countryOfIssuance": "US",
            "creationTime": 1430997968,
            "expirationMonth": "03",
            "expirationYear": "2018",
            "lastFourDigits": "4242",
            "nameOnCard": "John R. H. Smith",
            "paymentProcessorData": {
              "processorName": "Chase Paymentech",
              "processorTransactionId": "fjdsS46sdklFd20"
            },
            "threeDSecure": {
              "acquirerData": {
                "acquirerBIN": "457173",
                "acquirerCountry": "US",
                "acquirerMerchantId": "5245020244654",
                "acquirerMerchantName": "Simple T-shirt",
                "acquirerName": "Barclays",
                "merchantCategoryCode": 5655,
                "merchantCountryCode": 840
              },
              "challengeIndicator": "NO_PREFERENCE",
              "execute3ds": "DYNAMIC_FORTER_DECISION",
              "forcePsd2Exemption": {
                "channel": "THREEDS_RAILS",
                "type": "LOW_VALUE"
              },
              "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45"
            },
            "token": "tkn-77620C360132856A103477D2959967AB",
            "verificationResults": {
              "authorizationCode": "A33244",
              "authorizationProcessedWith3DS": true,
              "avsFullResult": "Y",
              "avsNameResult": "M",
              "avsStreetResult": "N",
              "avsZipResult": "M",
              "cavvResult": "VYboNwcsB3F9gTIsbaUjvEuLW0o=",
              "cvvResult": "M",
              "eciValue": "05",
              "exemptionStatus": "accepted",
              "issuerResponseCode": "D23",
              "issuerResponseText": "Stolen card",
              "liabilityShift": true,
              "partyExecuted3DS": "PSP",
              "processorResponseCode": "D23",
              "processorResponseText": "Stolen card",
              "threeDsInteractionMode": "FRICTIONLESS",
              "threeDsStatus": "Cardholder authenticated",
              "threeDsVersion": "2.1.0"
            }
          },
          "underlyingPaymentMethodType": "UNKNOWN"
        }
      },
      "giftCard": {
        "activationTime": 1448549922,
        "creditCurrency": "CAD",
        "creditOrigin": "CS Compensation",
        "merchantPaymentId": "eab12-ba9a-367-60b",
        "value": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        }
      },
      "installmentService": {
        "firstName": "John",
        "lastName": "Smith",
        "paymentId": "YTZ8IATEGAWRRVVG",
        "serviceName": "Affirm",
        "serviceResponseCode": "200"
      },
      "loyaltyPoints": {
        "loyaltyPointsCount": 1506,
        "loyaltyPointsSource": "IN_ACCOUNT_PURCHASES",
        "loyaltyPointsValue": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "merchantPaymentId": "eab12-ba9a-367-60b"
      },
      "merchantInitiated": {
        "initialOrderId": "2356fdse0rr489"
      },
      "mobileMoney": {
        "mobileMoneyNetwork": "MPESA",
        "paymentAcquirerData": {
          "acquirerBIN": "457173",
          "acquirerCountry": "US",
          "acquirerMerchantId": "5245020244654",
          "acquirerMerchantName": "Simple T-shirt",
          "acquirerName": "Barclays",
          "merchantCategoryCode": 5655,
          "merchantCountryCode": 840
        },
        "paymentGatewayData": {
          "gatewayName": "Braintree",
          "gatewayTransactionId": "fjdsS46sdklFd20"
        },
        "paymentSuccessStatus": "success",
        "phoneNumber": "15557654321"
      },
      "numberOfInstallments": 12,
      "paymentMethodNickname": "My Work Card",
      "paypal": {
        "authorizationId": "2WC75407LV7300439",
        "payerAccountCountry": "US",
        "payerAddressStatus": "CONFIRMED",
        "payerEmail": "john_s@test.com",
        "payerId": "FD000A45P",
        "payerStatus": "VERIFIED",
        "paymentGatewayData": {
          "gatewayName": "Braintree",
          "gatewayTransactionId": "fjdsS46sdklFd20"
        },
        "paymentId": "PAY-0MB00000KR8073311KZSDEYA",
        "paymentStatus": "COMPLETED",
        "protectionEligibility": "ELIGIBLE"
      },
      "recurringPayment": {
        "currentPaymentNumber": 1,
        "initialPaymentOrderId": "2356fdse0rr483",
        "recurringPaymentExpirationDate": "1988-06-22",
        "recurringPaymentFrequency": "7",
        "totalNumberOfPayments": 12
      },
      "samsungPay": {
        "bin": "42424242",
        "cardBank": "Chase",
        "cardBrand": "VISA",
        "cardType": "CREDIT",
        "countryOfIssuance": "US",
        "creationTime": 1430997968,
        "expirationMonth": "03",
        "expirationYear": "2018",
        "lastFourDigits": "4242",
        "nameOnCard": "John R. H. Smith",
        "paymentProcessorData": {
          "processorName": "Chase Paymentech",
          "processorTransactionId": "fjdsS46sdklFd20"
        },
        "threeDSecure": {
          "acquirerData": {
            "acquirerBIN": "457173",
            "acquirerCountry": "US",
            "acquirerMerchantId": "5245020244654",
            "acquirerMerchantName": "Simple T-shirt",
            "acquirerName": "Barclays",
            "merchantCategoryCode": 5655,
            "merchantCountryCode": 840
          },
          "challengeIndicator": "NO_PREFERENCE",
          "execute3ds": "DYNAMIC_FORTER_DECISION",
          "forcePsd2Exemption": {
            "channel": "THREEDS_RAILS",
            "type": "LOW_VALUE"
          },
          "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45"
        },
        "token": "tkn-77620C360132856A103477D2959967AB",
        "verificationResults": {
          "authorizationCode": "A33244",
          "authorizationProcessedWith3DS": true,
          "avsFullResult": "Y",
          "avsNameResult": "M",
          "avsStreetResult": "N",
          "avsZipResult": "M",
          "cavvResult": "VYboNwcsB3F9gTIsbaUjvEuLW0o=",
          "cvvResult": "M",
          "eciValue": "05",
          "exemptionStatus": "accepted",
          "issuerResponseCode": "D23",
          "issuerResponseText": "Stolen card",
          "liabilityShift": true,
          "partyExecuted3DS": "PSP",
          "processorResponseCode": "D23",
          "processorResponseText": "Stolen card",
          "threeDsInteractionMode": "FRICTIONLESS",
          "threeDsStatus": "Cardholder authenticated",
          "threeDsVersion": "2.1.0"
        }
      },
      "savedData": {
        "usedSavedData": true
      },
      "storeCreditUsed": {
        "activationTime": 1448549922,
        "creditCurrency": "CAD",
        "creditOrigin": "CS Compensation",
        "merchantPaymentId": "eab12-ba9a-367-60b",
        "value": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        }
      },
      "tokenizedCard": {
        "bin": "42424242",
        "cardBank": "Chase",
        "cardBrand": "VISA",
        "cardType": "CREDIT",
        "countryOfIssuance": "US",
        "creationTime": 1430997968,
        "expirationMonth": "03",
        "expirationYear": "2018",
        "lastFourDigits": "4242",
        "nameOnCard": "John R. H. Smith",
        "paymentProcessorData": {
          "processorName": "Chase Paymentech",
          "processorTransactionId": "fjdsS46sdklFd20"
        },
        "threeDSecure": {
          "acquirerData": {
            "acquirerBIN": "457173",
            "acquirerCountry": "US",
            "acquirerMerchantId": "5245020244654",
            "acquirerMerchantName": "Simple T-shirt",
            "acquirerName": "Barclays",
            "merchantCategoryCode": 5655,
            "merchantCountryCode": 840
          },
          "challengeIndicator": "NO_PREFERENCE",
          "execute3ds": "DYNAMIC_FORTER_DECISION",
          "forcePsd2Exemption": {
            "channel": "THREEDS_RAILS",
            "type": "LOW_VALUE"
          },
          "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45"
        },
        "token": "tkn-77620C360132856A103477D2959967AB",
        "verificationResults": {
          "authorizationCode": "A33244",
          "authorizationProcessedWith3DS": true,
          "avsFullResult": "Y",
          "avsNameResult": "M",
          "avsStreetResult": "N",
          "avsZipResult": "M",
          "cavvResult": "VYboNwcsB3F9gTIsbaUjvEuLW0o=",
          "cvvResult": "M",
          "eciValue": "05",
          "exemptionStatus": "accepted",
          "issuerResponseCode": "D23",
          "issuerResponseText": "Stolen card",
          "liabilityShift": true,
          "partyExecuted3DS": "PSP",
          "processorResponseCode": "D23",
          "processorResponseText": "Stolen card",
          "threeDsInteractionMode": "FRICTIONLESS",
          "threeDsStatus": "Cardholder authenticated",
          "threeDsVersion": "2.1.0"
        }
      },
      "venmo": {
        "paymentId": "1KZSDEYA",
        "token": "77620C360132856A103477D2959967AB",
        "userId": "johndoe",
        "userName": "johndoe1987"
      }
    }
  ],
  "phoneOrderInformation": {
    "callerFirstName": "John",
    "callerId": "2121234567",
    "callerLastName": "Smith",
    "customerWebId": "123456789"
  },
  "primaryDeliveryDetails": {
    "delayedDeliveryDate": "2014-12-15",
    "delayedDeliveryTime": 1415273168,
    "deliveryComments": "Please call before arriving, Thanks!",
    "deliveryMethod": "USPS - Ground Mail",
    "deliveryPrice": {
      "amountLocalCurrency": "105.55",
      "amountUSD": "99.95",
      "currency": "CAD"
    },
    "deliveryType": "PHYSICAL"
  },
  "primaryRecipient": {
    "additionalVerificationDocuments": {
      "address": {
        "address1": "235 Montgomery st.",
        "address2": "Ste. 1110",
        "city": "San Francisco",
        "company": "Generic Corp. ltd.",
        "country": "US",
        "region": "CA",
        "savedData": {
          "usedSavedData": true
        },
        "zip": "94104"
      },
      "documentDateOfBirth": "1991-01-09",
      "documentExpiration": "2017-01-15",
      "documentFirstName": "John",
      "documentIssuingState": "NY",
      "documentLastName": "Smith",
      "documentNumber": "20439190",
      "documentSource": "UPLOADED_FILE",
      "documentStatus": "SENT_TO_CLIENT",
      "documentType": "Passport",
      "documentVerificationServiceAnswer": "APPROVED",
      "documentVerificationServiceName": "IDVerification.com",
      "documentVerified": true,
      "eventTime": 1420070400,
      "nationality": "US"
    },
    "address": {
      "address1": "235 Montgomery st.",
      "address2": "Ste. 1110",
      "city": "San Francisco",
      "company": "Generic Corp. ltd.",
      "country": "US",
      "region": "CA",
      "savedData": {
        "usedSavedData": true
      },
      "zip": "94104"
    },
    "bankAccount": {
      "accountHolderFirstName": "John",
      "accountHolderLastName": "Smith",
      "achProcessingType": "SAME_DAY_ACH",
      "bankAccountIdentifier": "TEST63TEST1212121212",
      "bankAccountType": "Savings",
      "bankName": "Citigroup",
      "paymentGatewayData": {
        "gatewayName": "Braintree",
        "gatewayTransactionId": "fjdsS46sdklFd20"
      },
      "paymentSuccessStatus": "Payment Successful",
      "serviceName": "Direct Debit"
    },
    "comments": {
      "merchantComments": "Shipping delayed",
      "messageToBeneficiary": "Enjoy the gift John!",
      "userCommentsToMerchant": "Please wrap with care!!"
    },
    "cryptoWallet": {
      "cryptoWalletName": "CryptoWallet",
      "cryptoWalletPaymentId": "3JQiwG88SQvwihDAHg9M2EnqEisharz49c",
      "cryptoWalletType": "EXTERNAL"
    },
    "loyaltyProgram": [
      {
        "accountNumber": "VC1568OP",
        "loyaltyPointsValue": {
          "amountLocalCurrency": "105.55",
          "amountUSD": "99.95",
          "currency": "CAD"
        },
        "programName": "StarAlliance",
        "tier": "Blue"
      }
    ],
    "personalDetails": {
      "birthdate": "1987-05-22",
      "email": "john_s@test.com",
      "firstName": "John",
      "fullName": "John Smith",
      "gender": "MALE",
      "lastName": "Smith"
    },
    "phone": [
      {
        "phone": "15557654321",
        "smsVerified": {
          "sent": true,
          "timeSent": 1389567341
        }
      }
    ]
  },
  "timeSentToForter": 1699916780000,
  "totalAmount": {
    "amountLocalCurrency": "105.55",
    "amountUSD": "99.95",
    "currency": "CAD"
  },
  "totalDiscount": {
    "couponCodeUsed": "FATHERSDAY2015",
    "couponDiscountAmount": {
      "amountLocalCurrency": "105.55",
      "amountUSD": "99.95",
      "currency": "CAD"
    }
  }
}

Response

Example v3OrderResponse

decisionReasonstring required

The main reason behind the Forter decision

forterDecision'APPROVE' | 'DECLINE' | 'NOT REVIEWED' required

The latest Forter decision regarding the attempted action

linkToEventInDashboardstring required

Link to the event in the decision dashboard

managedOrderTokenstring nullable
merchantPolicyIdstring required

UID of the custom policy created in Forter's Policies tool that resulted in this decision

orderIdstring required

Transaction/order ID. Note that Forter treats this ID as case-insensitive; Order123 and ORDER123 will be identified as the same order.

recommendationstring required

A specific recommendation for an action that might help the customer to complete their transaction/action (e.g. verify phone via SMS, verify via push notification, verify email, perform a 3DS check, etc.)

Example response

{
  "forterDecision": "APPROVE",
  "linkToEventInDashboard": "https://portal.forter.com/dashboard/:id",
  "managedOrderToken": "eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.eyJrZXkiOiJ2YWx1ZSIsImV4cCI6MTY4ODYyOTY4NX0.uIk2TYHkuIqk238neBRW3jurISWeqzkB7JDOH_-MwfSA1QZ7x6j8WWNGgwbqh-hs0-dZzP-EOvDc6rgjmN1fT8l4Ieo6_rDDYB8xyFrUPPijrUQbvKjl7FZXm7MlI_MNDtv3uhnjWlZAGcF03e4plZzcTVMiz6ai0z-VoIPU58hGC8FDKf-vWmu7e3E0Da1P_1pOgr-lWCLzntwkQ4BoVeVCTo8sF5wNm5QczB4EpXs4_0EP3MaCHKvQsNxHjV9LDJ-c94itloIgp2YuUIVtV49gE4FL4ZvbKQIQOPz4OaKXLzJuJZvjqQrAaHohSAh_APrpavFtNbnwCp0Lv3A8zv1lfwhJiMes8YYDzwjlArfbqS9Hz_ge267YbvLFHHyK_YHus6XDR3yPtHGQOAfKbBex9Lln9TWxwTDxBrfzQ4UT3eH-DXsf-mUvdC-8tHVRnNIbzYCZQggH00MgtBzqj5Gy5EuMO4jYpwP3mK6Z4EZCWEnk7YxzZe0dnpOT2JcJDec2jJbzBVYMrEGu-vq9jnnRQ416ZG3FxPZr_nyHs1FhuaHfE2LpfldpLGsnGZtrN5-qx8vQVuRyDaaOmtOiklewNNZ_ig0ebkVFrwLCR7Pn6226k1Dc_qAUU7xI2sQASZVk_Y_DH9sZENcmzNOcFpUxB1zf8ewc4YfNoe1fJsc",
  "merchantPolicyId": "0ee8ba28a8654c659addbae9253b707c",
  "orderId": "123456",
  "paymentRecommendations": {
    "processors": [
      {
        "priority": 1
      }
    ]
  },
  "verificationMethod": {
    "correlationId": "HGJ7512345H3DE",
    "status": "FRICTIONLESS",
    "statusCode": "100",
    "statusMessage": "Verification code sent",
    "type": "THREE_DS",
    "verificationId": "345H3DEHGJ7512",
    "verificationSpecificData": {
      "ThreeDS": {
        "ACSUrl": "https:/ /acs-us-east-1.nd.nds-sandbox-issuer.com/api/v1/acs/browser_sdk_challenges",
        "ECIValue": "02",
        "acsChallengeMandated": "Y",
        "acsReferenceNumber": "ftr-internal-acs-approval",
        "acsTransID": "6fd30e89-8171-4cc3-b86e-3d59582af2f6",
        "authenticationType": "01",
        "authenticationValue": "tSvPDt3PINNaoL+ERXdg0jVrmWc=",
        "bankLiabilityShift": true,
        "cardEnrolled": "Y",
        "cavvAlgorithm": "3",
        "challengeCancel": "01",
        "challengeStatus": "Y",
        "dsTransID": "38bbf46f-c023-4f4c-ae2c-35fb301632a5",
        "encodedChallengeRequest": "eyJhY3NUcmFuc0lEIjoiMTEyY2RiNWItMGFlYy00MTY5LThjMWYtYWMyN2JlNjAxMjhhIiwiY2hhbGxlbmdlV2luZG93U2l6ZSI6IjA0IiwibWVzc2FnZVZlcnNpb24iOiIyLjEuMCIsIm1lc3NhZ2VUeXBlIjoiQ1JlcSIsInRocmVlRFNTZXJ2ZXJUcmFuc0lEIjoiZWRhM2MwMzYtZWMyYS00NmZkLTlmYWItNzBlZTgyYjJjNzQ5In0=",
        "exemption": "TRANSACTION_RISK_ANALYSIS",
        "interactionCounter": "01",
        "messageCategory": "01",
        "outOfScopeForPSD2": "ANONYMOUS_PREPAID_CARD",
        "threeDSServerTransID": "26d648a9-da8a-4f8b-a76d-094801d2fd45",
        "threeDSecureMode": "sca",
        "threeDSecurePreference": "nopref",
        "threeDSecureResult": "590040",
        "transStatus": "Y",
        "transStatusReason": "01",
        "verifyStatus": "Y",
        "version": "2.1.0"
      },
      "email": {
        "email": "john_s@test.com",
        "emailVerification": {
          "sent": true,
          "timeSent": 1389567341
        }
      },
      "phone": {
        "phone": "15557654321",
        "smsVerified": {
          "sent": true,
          "timeSent": 1389567341
        }
      }
    }
  }
}