Proposals | Propostas
Create a new proposal | Criar uma nova proposta
Creates a new loan proposal based on the provided data | Cria uma nova proposta de crédito baseada nos dados fornecidos
post/proposals
Request body
Example request
{
"customer_id": "d9ece0d8-ffdb-45d7-abd1-48047a6c192d",
"destination_account": {
"account_type": "0",
"bank": "001",
"bank_account": "1",
"bank_account_digit": "1",
"bank_branch": "001",
"document": "887.011.120-23",
"name": "Luan Leandro Pereira",
"receiver_pix_key": "renata.ana.pereira@orthoi.com.br",
"receiver_pix_key_type": "2"
},
"email": "renata.ana.pereira@orthoi.com.br",
"phone": "556299931553",
"product_id": "eebb64c0-1bc6-44c7-91c9-e7ddeb25dabe",
"simulation_input": {
"customer_type": "PF",
"first_due_date": "2025-08-04",
"include_iof": true,
"interest_rate": 0.015,
"iof_handling_type": "FINANCED",
"loan_amount": 20.54,
"number_of_installments": 3,
"periodicity_interval": 1,
"periodicity_unit": "MONTH",
"registration_fee_handling_type": "FINANCED",
"release_date": "2025-07-04",
"simulation_type": "PRICE"
}
}Response
Proposal created successfully | Proposta criada com sucesso
Example response
{
"code": "success",
"data": {
"code": "20250715-000001",
"created_at": "2025-07-15T15:24:48.333074-03:00",
"customer_data": {
"dados_adcionais": "vas",
"mail": "lucas@mail.com",
"phone": "88982333576"
},
"destination_account": {
"account_type": "0",
"bank": "001",
"bank_account": "1",
"bank_account_digit": "1",
"bank_branch": "001",
"document": "70379522155",
"name": "Fulando d'Tal",
"receiver_pix_key": "703.795.221-55",
"receiver_pix_key_type": "0"
},
"document": "28854243000106",
"id": "0d304256-730f-4540-93bf-89115ff1f4fd",
"simulation": {
"cet_annual": 19.89,
"cet_monthly": 1.523,
"customer_type": "PF",
"first_due_date": "2025-08-04T00:00:00Z",
"include_iof": true,
"installments": [
{
"balance": 9590.8,
"due_date": "2025-07-01T00:00:00Z",
"installment_number": 1,
"interest_amount": 155.81,
"payment_amount": 952.31,
"principal_amount": 796.5
}
],
"interest_rate": 1.5,
"iof_amount": 76.82,
"iof_handling_type": "FINANCED",
"loan_amount": 20000,
"net_amount_released": 20000,
"number_of_installments": 3,
"periodicity_interval": 1,
"periodicity_unit": "MONTH",
"registration_fee": 250,
"registration_fee_handling_type": "FINANCED",
"release_date": "2025-07-04T00:00:00Z",
"simulation_type": "PRICE",
"total_amount_paid": 21183.6,
"total_financed_amount": 20326.82
},
"status": "DocumentsPending",
"step": "Documentation",
"updated_at": "2025-07-15T15:24:48.367306-03:00"
},
"message": "Proposal created successfully",
"request_id": "1504ebd7-fa91-4087-965f-e05021775b38"
}