Decode QR Code

Decode a QR code string to extract beneficiary payment details before creating a payout. Use this endpoint to validate and parse a QR code prior to initiating a payout.

This proxy endpoint currently supports one market:

• 🇵🇭 Philippines (PHP): QRPH Scan2Pay — decodes QR codes following the EMVCo standard used by Philippine payment rails.

How it works

1. Capture the raw QR code string (scanned or copied from a QR image).
2. Pass the qr_code_text and currency as query parameters to this endpoint.
3. The API returns the decoded beneficiary details such as reference_number, beneficiary_name, and amount which you could verify.

Note:

• Use the orginal qr string details to create a Payout via the Create Payout endpoint using proxy_type as 'QR_CODE_TEXT' and proxy_value as the raw QR code string in payout beneficiary params.

Authentication

Use Basic Auth with your Finmo API keys