---
title: "Create Virtual Account"
method: POST
path: "/v1/customers/virtual-account"
tags: ["Virtual Accounts"]
---

# Create Virtual Account

`POST /v1/customers/virtual-account`

Create a virtual bank account for a customer to convert USD deposits to USDC on Polygon

## Request body

- object
  - `customer_id` string, uuid, required
  - `destination_currency` 'USDC', required
  - `destination_chain` 'POLYGON', required
  - `source_rail` string, required
  - `source_currency` string, required
  - `destination_wallet_address` string, required
  - `developer_fee_percentage` number, required

## Response `200`

Virtual account created successfully

- object
  - `data` VirtualAccount, required
    - `id` string, uuid, required
    - `status` string, required
    - `developer_fee_percent` number, required
    - `customer_id` string, uuid, required
    - `created_at` string, date-time, required
    - `updated_at` string, date-time, required
    - `deposit_instructions` object, required
      - `currency` string
      - `bank_name` string
      - `bank_address` string
      - `bank_routing_number` string
      - `bank_account_number` string
      - `bank_beneficiary_name` string
      - `bank_beneficiary_address` string
      - `payment_rails` string[]
    - `destination` object, required
      - `currency` 'USDC'
      - `destination_chain` 'POLYGON' | 'ETHEREUM'
      - `address` string

## Other responses

- `401` — Authentication failed due to invalid credentials
- `422` — Failed due to a formatting error.

---

[API](https://skmtc.net/fin/apis/fin-com-api.md) · [All operations](https://skmtc.net/fin/apis/fin-com-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/fin/fin-com-api/versions/6e69503ee7b8/schema)