v1

latestOpenAPI 3.0.42026-07-24150552428.5 KB
Renegotiation

Simular um acordo de renegociação para o(s) contrato(s)

O objetivo dessa rota é simular uma renegociação para o(s) contrato(s)

post/renegotiation/{customer_tax_id}/simulate

Path parameters

customer_tax_idstring required

Identificador do cliente

Identificação do cliente

Request body

contractsstring[]
first_payment_datestring

Data de pagamento da primeira parcela

campaign_codestring

Identificador da campanha

installments_countnumber

Quantidade de parcelas

Example request

{
  "contracts": [
    "6764459321/EP"
  ],
  "first_payment_date": "2023-08-03T00:00:00.000Z",
  "campaign_code": "4ecf5a25-b0a6-4b08-bf41-4be3c19c61ae",
  "installments_count": 10
}

Response

Sucesso

contractsstring[]
cros_contractsstring[]
debt_current_valuesnumber
eligibilitystring
first_payment_datestring
idstring
input_valuenumber
max_installments_countnumber
requested_installmentsstring[]
requested_installments_countnumber
statusstring

Example response

{
  "contracts": [
    "CONTRACT-001"
  ],
  "cros_contracts": [
    "0000000000/CONTRACT_TEST_001"
  ],
  "debt_current_values": 3100,
  "debts": [
    {
      "channel": "fidc",
      "company": {
        "business_name": "BANCO BTG PACTUAL S.A.",
        "id": "30306294000145"
      },
      "contract": "CONTRACT-001",
      "cros_contract": "0000000000/CONTRACT_TEST_001",
      "curve_value": 3100,
      "due_date": "2022-10-07T00:00:00",
      "due_days": 273,
      "installments": [
        {
          "curve_value": 164.23,
          "installment_number": 1,
          "is_vnp": true,
          "maturity_date": "2022-11-30T00:00:00",
          "maturity_value": 160,
          "principal_value": 152.63
        }
      ],
      "installments_count": 24,
      "interest_value": 653.51,
      "is_late": true,
      "principal_value": 2431.25,
      "product": "PRODUCT",
      "product_description": "FIDC Product Description",
      "spread_rate": 49.190931,
      "trade_id": "82743754",
      "updated_at": "2023-07-07T00:00:00"
    }
  ],
  "eligibility": "TESTE_FIDC",
  "first_payment_date": "2023-08-30",
  "first_payment_options": [
    {
      "description": "Boleto",
      "id": 1,
      "name": "BANKSLIP"
    }
  ],
  "id": "ef1e7735-de4f-437b-af6c-3fcec6024e4c",
  "installment_options": [
    {
      "annual_interest_rate": 12059.314432,
      "cet_rate": 100,
      "current_value_discount_percentage": 0.45,
      "current_value_discount_value": 14.15,
      "discount_percentage": 0.83,
      "installments": [
        {
          "amortization\"": 3122.96727565,
          "discount\"": 26.02,
          "discount_percentage\"": 0.8331819613634702,
          "due_date\"": "2023-08-30T00:00:00",
          "end_accrual\"": "2023-08-30T00:00:00",
          "index\"": 1,
          "installment_value\"": 3122.96727565,
          "installment_value_with_discount\"": 3096.94727565,
          "iof_value\"": 11.86727565,
          "main_ticket\"": 3122.96727565,
          "start_accrual\"": "2023-08-30T00:00:00"
        }
      ],
      "installments_count\"": 1,
      "original_interest_rate\"": 49.190931,
      "simulation_id\"": "c9076271-a5d3-482f-83b1-befec70f235f",
      "total_discount_value\"": 26.02,
      "total_iof_value\"": 11.86727565,
      "total_value\"": 3122.96727565,
      "total_value_with_discount\"": 3096.94727565
    }
  ],
  "installments_payment_options": [
    {
      "description": "Boleto",
      "id": 1,
      "name": "BANKSLIP"
    }
  ],
  "max_installments_count": 1,
  "requested_installments_count": 1,
  "status": "OPEN"
}