---
title: "Create a background report"
method: POST
path: "/api/background-reports"
tags: ["background-reports"]
---

# Create a background report

`POST /api/background-reports`

Initiates a background check for a borrower or entity.

## Request body

- CreateBackgroundReportRequest
  - `borrower_id` string, required
  - `entity_id` string, nullable
  - `report_type` string, required

## Response `200`

Successful response

- CreateBackgroundReportResponse
  - `report` object, required
    - `id` string, required

## Other responses

- `400` — Bad request
- `401` — Unauthorized
- `422` — Validation error
- `500` — Internal server error

---

[API](https://skmtc.net/brrrr-loans/apis/dscr-ai-api.md) · [All operations](https://skmtc.net/brrrr-loans/apis/dscr-ai-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/brrrr-loans/dscr-ai-api/versions/54d1434a778b/schema)