---
title: "Withdrawal (NGN | GHS)"
method: POST
path: "/payments/withdraw/bank/{id}"
tags: ["Withdrawals"]
---

# Withdrawal (NGN | GHS)

`POST /payments/withdraw/bank/{id}`

Initiate fiat (NGN | GHS) payout to bank

## Path parameters

- `id` string, required

## Request body

- object
  - `amount` number, required — Withdrawal amount in NGN or GHS, depending on the recipient's bank account currency.
  - `pin` string — PIN set on your dashboard.
  - `narration` string — Optional note that appears on the bank statement. Maximum 32 characters.
  - `externalId` string — Your unique reference for this withdrawal. Can be used to retrieve the withdrawal later.

## Response `200`

Bank withdrawal initiated successfully

## Other responses

- `400` — Withdrawal cannot be processed
- `401` — Invalid or missing API credentials
- `403` — Withdrawal blocked by policy or restriction
- `404` — Bank account not found or unavailable
- `422` — Request validation failed — check the errors array for field-level details
- `500` — An unexpected server error occurred

---

[API](https://skmtc.net/breet/apis/breet-public-api.md) · [All operations](https://skmtc.net/breet/apis/breet-public-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/breet/breet-public-api/revisions/5e7cf25847f7/schema)