---
title: "Creates an account managed by organization"
method: POST
path: "/accounts"
tags: ["Accounts"]
---

# Creates an account managed by organization

`POST /accounts`

## Request body

- CreateAccountRequest
  - `account_type` 'custodial' | 'transactional'
  - `address` USStreetAddress
    - `city` string, required
    - `country` string
    - `state` 'AL' | 'AK' | 'AS' | 'AZ' | 'AR' | 'CA' | 'CO' | 'CT' | 'DE' | 'DC' | 'FL' | 'GA' | 'GU' | 'HI' | 'ID' | 'IL' | 'IN' | 'IA' | 'KS' | 'KY' | 'LA' | 'ME' | 'MD' | 'MA' | 'MI' | 'MN' | 'MS' | 'MO' | 'MT' | 'NE' | 'NV' | 'NH' | 'NJ' | 'NM' | 'NY' | 'NC' | 'ND' | 'MP' | 'OH' | 'OK' | 'OR' | 'PA' | 'PR' | 'RI' | 'SC' | 'SD' | 'TN' | 'TX' | 'VI' | 'UT' | 'VT' | 'VA' | 'WA' | 'WV' | 'WI' | 'WY', required
    - `street_line_1` string, required
    - `street_line_2` string
    - `zip` string, required
  - `beneficial_owners` ControllingParty[], nullable
    - `address` USStreetAddress, required
      - `city` string, required
      - `country` string
      - `state` 'AL' | 'AK' | 'AS' | 'AZ' | 'AR' | 'CA' | 'CO' | 'CT' | 'DE' | 'DC' | 'FL' | 'GA' | 'GU' | 'HI' | 'ID' | 'IL' | 'IN' | 'IA' | 'KS' | 'KY' | 'LA' | 'ME' | 'MD' | 'MA' | 'MI' | 'MN' | 'MS' | 'MO' | 'MT' | 'NE' | 'NV' | 'NH' | 'NJ' | 'NM' | 'NY' | 'NC' | 'ND' | 'MP' | 'OH' | 'OK' | 'OR' | 'PA' | 'PR' | 'RI' | 'SC' | 'SD' | 'TN' | 'TX' | 'VI' | 'UT' | 'VT' | 'VA' | 'WA' | 'WV' | 'WI' | 'WY', required
      - `street_line_1` string, required
      - `street_line_2` string
      - `zip` string, required
    - `dob` string, required
    - `email` string, required
    - `first_name` string, required
    - `last_name` string, required
    - `ownership_percentage` number, nullable
    - `phone_number` string, required
    - `ssn` string, required
  - `business_controller` ControllingParty
    - `address` USStreetAddress, required
      - `city` string, required
      - `country` string
      - `state` 'AL' | 'AK' | 'AS' | 'AZ' | 'AR' | 'CA' | 'CO' | 'CT' | 'DE' | 'DC' | 'FL' | 'GA' | 'GU' | 'HI' | 'ID' | 'IL' | 'IN' | 'IA' | 'KS' | 'KY' | 'LA' | 'ME' | 'MD' | 'MA' | 'MI' | 'MN' | 'MS' | 'MO' | 'MT' | 'NE' | 'NV' | 'NH' | 'NJ' | 'NM' | 'NY' | 'NC' | 'ND' | 'MP' | 'OH' | 'OK' | 'OR' | 'PA' | 'PR' | 'RI' | 'SC' | 'SD' | 'TN' | 'TX' | 'VI' | 'UT' | 'VT' | 'VA' | 'WA' | 'WV' | 'WI' | 'WY', required
      - `street_line_1` string, required
      - `street_line_2` string
      - `zip` string, required
    - `dob` string, required
    - `email` string, required
    - `first_name` string, required
    - `last_name` string, required
    - `ownership_percentage` number, nullable
    - `phone_number` string, required
    - `ssn` string, required
  - `business_name` string
  - `doc_submission_ids` ID[], nullable — Optional staged document submission IDs to link at account creation
  - `ein` string
  - `email` string
  - `entity_type` 'business' | 'individual'
  - `individual` Individual
    - `address` IndividualAddress, required
      - `city` string, required
      - `country` string
      - `state` string — State, province, or region (free-form; not US-only). Required when the individual's country is US, optional otherwise.
      - `street_line_1` string, required
      - `street_line_2` string
      - `zip` string, required — Postal code (any format)
    - `country` string, required — ISO 3166-1 alpha-2 country code; stored separately for AiPrise routing
    - `date_of_birth` string, required — YYYY-MM-DD
    - `email` string, required
    - `first_name` string, required
    - `identity` IndividualIdentity, required
      - `number` string, required — The identity number.
      - `type` 'SSN9' | 'SSN4' | 'DRIVER_LICENSE' | 'PASSPORT' | 'NATIONAL_ID' | 'VOTER_ID' | 'BVN' | 'NIN' | 'NIN_SLIP' | 'SSNIT' | 'TAX_ID' | 'KENYA_KRA_PIN' | 'ALIEN_CARD' | 'RESIDENT_ID' | 'COLOMBIA_PPT' | 'GHANA_CARD_NUMBER', required — The identity number type.
    - `last_name` string, required
    - `phone_number` string, required
  - `phone_number` string, nullable
  - `tos_attestation` EndUserTosAttestation
    - `accepted_at` string, date-time, required — ISO-8601 timestamp that includes date and time
    - `ip` string
    - `user_agent` string
    - `version` string
  - `verification_mode` 'standard' | 'reliance' | 'bypass'
  - `website` string

## Response `200`

OK

- Account
  - `created` string, date-time — ISO-8601 timestamp that includes date and time
  - `id` string, required — ID of the resource
  - `name` string, required
  - `status` 'complete' | 'pending' | 'rejected', required
  - `updated` string, date-time — ISO-8601 timestamp that includes date and time

## Other responses

- `400` — Bad Request
- `401` — Unauthorized
- `403` — Forbidden
- `404` — Not Found
- `422` — Unprocessable Entity
- `503` — Service Unavailable

---

[API](https://skmtc.net/brale/apis/brale-api.md) · [All operations](https://skmtc.net/brale/apis/brale-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/brale/brale-api/revisions/7446d49997c2/schema)